Procedures for entering a project into the investment fund

Understand how all the application steps work

Due Diligence:

Within two working days, you will receive a due diligence with the following options:

a) Project Viable: This initial approval indicates that the project has the conditions to become the guarantee itself.

b) Project Requires Changes: This request is accompanied by information for structuring the project. The investment applicant can make the changes themselves, free of charge, or choose to hire a consultancy specializing in corporate structuring for international credit applications, such as Aliança Business.

c) Invalid Project: This disapproval indicates that the project does not align with the fund's investment interests.

Specific meetings:

As part of the process, we will request meetings with members of your company for financial and legal clarification. These meetings are crucial for conducting Due Diligence and Compliance, essential elements for the fund's investment decision.

Project Insertion:

We will proceed to send you a representation document to insert the project into the investment fund. It's important to note that the entire process is completely free of charge and incurs no costs for the applicant. During insertion, a log will be opened on our website, allowing you to follow the status of your request in real time.

We are available for further clarification and to assist you at every stage of the process of entering your project into the investment fund.

Administrative and technical approval:

After insertion, a team will be assigned to the administrative and technical analysis of the project. The project may be approved by one team and disapproved by the other, or even disapproved by both, with the decision being made exclusively by the investment fund.

Before the project is officially included, it is possible to request a technical analysis of the project to mitigate the risk of rejection. However, once it has been entered into the administrative section, the process will follow a single path until the project is approved or disapproved.

Technical Justifications:

During this process, the investment fund will send a form with outstanding questions, doubts or out-of-context information. These justifications are intended to validate information and prove technical and administrative capabilities.

Failed project:

If the project is disapproved by the technical team, it can be analyzed and modified according to the guidelines before being reinstated 30 days after the disapproval.

If the project is disapproved by the administrative team, a significant change in membership will usually be requested. If this change is made, the project can be reinstated within 30 days; once this deadline has passed, the process is automatically closed.

Insertion result:

The result of the insertion can be notified between 60 and 180 days, determined by the amount requested, public partnerships, compliance, among other factors. Even after an initial breakthrough, the process can be delayed by up to 60 days due to political and economic issues in the requesting country. The minimum project viability rate is 84% for investment and 78% for re-evaluation; below these percentages, the project is considered failed, with weekly updates in the specific project protocol.

Operating costs:

Once the project has been approved, due diligence will be carried out in the requesting country, which can be conducted electronically or in person by the investment fund. Costs related to travel, accommodation, meals, documentation, etc., will be covered exclusively by the investment fund.

After the due diligence, the Letter of Intent (LOI) and MOU will be sent, providing the applicant with an agenda for their visit to the United Arab Emirates (UAE). The costs of travel, accommodation, food, documentation, etc., during the stay in the UAE will be the sole responsibility of the applicant, who can organize themselves over 1 to 4 weeks to complete the process. It is worth noting that the hotel may be suggested by the investment fund according to the branch chosen, and the VISAXT agency is the official agency of Emirates Holding, providing an exceptional corporate experience.

Opening of the SPV:

In the UAE, the process of disbursing the investment for the submitted project will begin, requiring the opening of a Special Purpose Vehicle (SPV). Similar to a legal account, the SPV is required to receive the investment and usually costs US$2,500, subject to change without notice. This information is updated upon receipt of the LOI and MOU by the applicant, and in some cases, there are no associated costs.

Receipt of Investment:

After receiving the investment, the applicant must make the obligatory payment to an insurance company. The information for insurance quotes will be in the LOI sent after approval and will vary according to the size of the project. In general, Brazilian companies consider three factors when quoting: credit risk, guaranteed value and duration of the guarantee. The cost of insurance usually ranges from 0.5% to 2% per year of the guaranteed amount. The insurance company must be presented upon receipt of the LOI and MOU, and may be indicated by the applicant or by the investment fund, if the applicant does not present an option.

Commissions:

Once the investment has been received, it is common for consultants, intermediaries, friends, etc., who have contributed to the applicant's progress up to this point, to be involved. However, the investment fund does not allow the payment of commissions related to the investment released. Therefore, a meeting after receiving the LOI and MOU is essential to guide and suggest a transparent format for such compensation.

We emphasize that we do not charge commission or participation fees; the investment fund compensates us for our work.

General Information

a) Entering the project into the investment fund is completely free of charge;

b) Insurance payments will only be made once the investment has been received;

c) Persons who hold public office may not receive the investment or hold shares in Special Purpose Entities (SPEs) linked to the applicant;

d) The entire process can take from 60 days to 6 months, depending on the total value of the investment, the modularity of the project and public partnerships;

e) No representative, intermediary, friend, etc. can represent the applicant in the investment fund;

f) The investment fund differs significantly from a bank, and is not a determining checklist for receiving the investment. The active participation of the applicant is fundamental in the relationship and receipt throughout the process;

g) Have no loan-related debts with banks in the United States of America, the United Arab Emirates or Europe;

h) No federal records of financial crimes in the last 5 years;

i) Dividends of 2.5% per year, applicable only in the event of a profit;

j) Minimum 10-year contract;

k) The interest rate in 2025 is set at 3% per year, with the possibility of an update in mid-February;

l) If you wish to submit your project for analysis, we suggest that you include specific information as listed below to facilitate evaluation.

BUSINESS PLAN STRUCTURING

• About your company;

• About the investment location;

• Description of the investment;

• Analysis of the level of service or product offered;

• Financial analysis;

• Financial diagnosis;

• Analysis of the origin of costs and revenues;

• Level of efficiency;

• Analysis of the financial break-even point;

• Considerations on financial analysis;

• Organizational analysis;

• Type of operation;

• Organizational structure;

• Management;

• Protection and emergency structure;

• Telecommunications structure;

• Evaluation of organizational performance;

• Considerations on organizational analysis;

• Environmental analysis;

• Description of the items analyzed;

• Environmental licensing;

• Environmental Management;

• Environmental Organizational Structure;

• Risk Management Plan (RMP);

• Control Program;

• Monitoring Program;

• Registration and dissemination of related procedures;

• System for storing, disseminating and updating environmental data;

• Environmental certification;

• Organizational analysis;

• Environmental analysis;

• Swot analysis;

• Local economy that justifies the investment;

• Specific economy to justify the segment;

• Local administration;

• On-site characteristics;

• About the project;

• Justification;

• Objective;

• Concessions;

• General Data;

• Conversions;

• Investments and Estimates;

• Swot Matrix;

• Observations;

• References;

• List of abbreviations and acronyms;

• List of figures;

• List of graphs;

• List of tables.

Your success is ours, so you can count on us for that.